Medical Insurance

Provides cover for Medical expenses as a result of Illness or accident for hospitalization including Surgeons, Doctors and Anesthetist fees, operating Theatre, Diagnostic services, Physiotherapists fees, prescribed drugs, dressings and surgical appliances.

Medical schemes can be arranged in two ways:-

Self- funded:

Where the insured meets the cost of medical expenses. It can be managed by insurance brokers for a fee or it can be self-managed.

Insured schemes:

The insured pays a premium and the insurers meet the medical bills as they occur.

It is possible to arrange credit facilities with major hospital such that the persons covered can go the nominated hospitals and bills sent to the insured other than having to pay cash.

 Provides cover for Medical expenses for individuals and Families as a result of illness or accident for hospitalization including Surgeons, Doctors and Anesthetist fees, operating Theatre, Diagnostic services, Physiotherapists fees, prescribed drugs, dressings and surgical appliances